TRADITIONAL INSURANCE SOLUTIONS COULDN’T ACCOMPLISH OUR GOALS.

We Built Our Own Solution

Our program is structured in a direction that traditional insurance couldn’t even lean toward. For contractors, our solution is a valuable addition to their businesses and provides a welcome boost in the areas of safety, control and profits. Over the years, we’ve expanded our coverage offering to include primary limits of $5 million. CIRCA, Ltd issues annual guaranteed cost policies fully-fronted by Arch Insurance Company (A+, XV). We also assume liability for all contractor shareholders within the following lines of business:

Commercial
Automobile
Liability

Issued with a $5 million primary limit

Commercial
General
Liability

Issued with a $5 million primary limit

Worker’s Comp
& Employer’s
Liability

Issued with statutory limits and a $1 million Employer’s Liability limit

The Building Blocks

CIRCA, Ltd takes all of the risk in the Primary Loss Layer of $550,000. This loss layer is broken down below:

Through this offering, CIRCA shareholders have the opportunity to recoup insurance premiums in the historically profitable excess layers and efficiently manage the excess market pricing and coverages.

Leveraging Purchasing Power

CIRCA leverages group purchasing power to provide additional coverage beyond the captive structure. Lines of business purchased through this approach include:

  • Contractors Professional & Pollution Liability

  • Commercial Umbrella

CIRCA ADVANTAGES

MANAGE INSURANCE COSTS

ENHANCE YOUR SAFETY CULTURE

STABILIZE RISK & CLAIMS MANAGEMENT

REALIZE INVESTMENT PROFITS

CAPTURE UNDERWRITING INCOME

INTERACT WITH ELITE CONTRACTORS

SECURE BROAD COVERAGES

BUILD UP EQUITY GROWTH

PARTNER WITH BEST-IN-CLASS MEMBERS

BECOME THE NEXT SHAREHOLDER OF OUR ELITE GROUP

Is safety your top priority? Is control of your risk management and claims something you’d like more of? Interested in generating a profit from your construction insurance program.